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Excess Liability Insurance
In today's litigious society, people and businesses get sued every day. It is not uncommon to find juries that award verdicts amounting to hundreds of thousands of dollars. Even though most homeowner's insurance, business insurance, auto insurance and farm insurance policies offer some liability coverage, basic coverage will not protect you from a large settlement against you.

To better protect you and your assets, Farm Bureau® Insurance offers our customers excess liability to give you that extra blanket of coverage to better meet your specific needs.

Personal Excess Liability
Our personal excess policy can help protect you, your family and your assets if you are ever sued for an accident or act of negligence. Our personal excess policy provides excess liability coverage beyond the liability limits provided in our auto and homeowner policies. It is designed to protect your personal assets once the liability limits of the scheduled underlying policy have been exhausted due to a covered loss.

Commercial Excess Liability
The Commercial Excess Liability Coverage provides additional protection over your scheduled underlying General Liability and Automobile Coverage. Our Commercial Excess Liability coverage is available for both the Commercial Package Policy and the Business Owners Policy.

Farm and Ranch Umbrella Liability
Similar to our commercial umbrella policy, our farm and ranch umbrella provides excess liability coverage for farmers beyond the liability limits provided in the farm general liability policy. It is an excess limits policy; therefore, carrying the underlying farm general liability policy is a requirement. This umbrella policy can also provide additional liability protection in the event of a serious at-fault accident involving farm trucks or other licensed vehicles.

Get a Quote for Excess Liability Insurance
Whether you are a homeowner, a business owner or a farmer, if you are found to have liability in an accident and are sued, you may risk losing all that you have worked for because of an overly generous jury. Don't lose your home, business, or farm; get protected with an umbrella policy from Farm Bureau Insurance®*. To get a no-obligation umbrella policy quote or learn more about these excess liability coverage options, speak with a local agent today.

My Account

Your My Account profile will allow you pay your bills online, report a claim, and view your billing summary for all eligible policies.

Want to Register?

Your My Account profile will allow you pay your bills online, report a claim, and view your billing summary for all eligible policies.

If you need assistance or have questions about this feature, please contact our Customer Support Department.

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Report a Claim
Our Claims Department is one of the best in the state. Ready and eager to get you back on track after an accident.

Please contact the Customer Support Department for immediate assistance.

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Learn more about how to report a claim.

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