Commercial Auto

Commercial Automobile Coverages

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• Automobile Liability

  Provides protection against risks associated with the ownership, maintenance, or use of an insured vehicle.

• Medical Payments

  Provides coverage for all reasonable and necessary medical and funeral expenses due to bodily injury caused by an accident. Coverage applies to the named insured, the named insured’s employees or guests, or any other persons occupying a covered vehicle.

• Uninsured Motorists

  This coverage pays for bodily injury to any insured injured by an uninsured motorist, a hit and run driver, or a driver whose insurer becomes insolvent.

• Physical Damage | Comprehensive Coverage

  Comprehensive coverage provides protection against loss or damage to a covered vehicle resulting from loss other than a collision or upset. You may also select comprehensive coverage with full glass coverage with no deductible.

• Physical Damage | Collision Coverage

  Collision coverage provides protection against loss or damage to a covered vehicle or non-owned auto resulting from impact with another vehicle or object.

Optional Coverage Available

• Hired and Non-Owned Auto Coverage

  Coverage is provided for autos leased, hired, rented, or borrowed or not owned by the named insured. Coverage includes autos owned by the insured’s employees or members of their households, but only while used in the named insured’s business.

• Garagekeepers Coverage

  Coverage applies to the damage to vehicles left in the named insured’s care, custody or control for service, repair, storage or safekeeping.

• Driver Other Car Coverage

  This coverage extends coverage under the named insured’s policy to include certain scheduled drivers.