Auto Insurance

From high-altitude mountain passes to sudden hailstorms on the Front Range, driving in Colorado comes with its own set of challenges—and we're here to keep you covered wherever the road takes you.

Auto Insurance Quotes

From the beginning, Colorado Farm Bureau® Insurance Company has helped Colorado drivers protect their vehicles and families with affordable auto insurance sold by local agents. With our reputation for fair, responsive claims service, we give you more than just great coverage at a great price—you get a partner you can count on, wherever the road takes you.

Get a free auto insurance quote and buy your car, truck, or van insurance online in just a few minutes (subject to underwriting guidelines). An agent near you is available to help if you prefer to call!

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Auto Insurance Coverage

We offer a full range of car insurance coverage options—including liability, collision, and uninsured motorist—to keep you protected on Colorado roads.

Download Auto Insurance Brochure

  • Personal Liability

    Personal Liability insurance is coverage required by the State of Colorado. This coverage protects you and your family against a claim or lawsuit for bodily injury or property damage for which you are legally liable because of an auto accident. 

  • Medical Payments

    This optional coverage is for reasonable expenses incurred for medical and funeral services because of bodily injury caused by an auto accident sustained by you, a family member, or any other person occupying your insured auto.

  • Uninsured/Underinsured Motorist Bodily Injury

    UMBI Coverage protects you, your family, and passengers of your auto if you are injured by someone who does not have any insurance, or if you are involved in a hit-and-run accident.

  • Uninsured/Underinsured Motorist Property Damage

    Optional coverage for damages you or a family member is entitled to recover for property damage caused by the owner or operator of an uninsured or underinsured auto.

  • Physical Damage

    Optional coverage for damage to your insured auto resulting from:

    Collision: Actual physical contact between your insured auto and another object; or the upset of your insured auto.
    Other than Collision/Glass: Any cause, except collision, as defined in the policy.

  • Additional Physical Damage Coverage

    Optional coverage is available for transportation costs, towing costs, and roadside assistance. 

  • Limited Rental Expense

    This coverage pays you for the necessary expenses to rent a temporary substitute auto while your insured auto is disabled due to a loss covered under the policy’s Collision or Other than Collision coverage, subject to policy provisions.

  • Special Equipment

    Provides coverage for equipment installed in your insured auto up to the limit of liability specified, subject to policy provisions.

  • Lessor – Additional Insured

    Provides liability coverage, subject to policy provisions, to the lessor of your leased auto named in the policy as an additional insured.

Find an Agent

Our agents are here to help you get the right coverage at the right price.

Get a Quote

Get a quote and buy your car insurance online in minutes (subject to underwriting guidelines).

Frequently Asked Questions

 

Do I have to buy auto insurance?

Yes. All states have financial responsibility laws. This means that either you must purchase a minimum amount of liability insurance or prove that you have set aside enough money to pay for the damage you may cause in an accident.

How much will my insurance cost?

Premiums, or the amount you pay for insurance, can vary widely. The type of car you drive, your driving record, your age, your sex, where you live, and how much you drive typically affect the cost. Speak with a Farm Bureau agent to get a no-obligation quote for Colorado car insurance.

Will my auto insurance be affected if I’m involved in an accident or get a ticket?

You may have to pay more for your auto insurance if you’re at fault in an accident, get a ticket for a traffic violation such as speeding.

Get a Quote

Get a free auto insurance quote and buy your car, truck, or van insurance online in just a few minutes (subject to underwriting guidelines).