Commercial Property Coverage
Every business is unique. Moreover, commercial and business insurance needs vary depending on a variety of factors, including the size and type of the business. That’s why our Commercial Package insurance program offers a variety of options for protecting your business from the results of covered loss events.
Talk to an agent near you to get a quote.
Commercial Property Coverages
The following Colorado Farm Bureau® Insurance Company commercial insurance options protect real property (buildings or structures), business personal property (including furniture, fixtures, machinery, equipment, and inventory), and personal property of others that is in your care, custody, and control. Additional coverages can be added to fit individual needs.
Building and Business Personal Property Coverage
These property coverages are specifically designed to address risks to:
- Real Property (buildings and structures)
- Business Personal Property
- Personal Property of Others (limited to $2,500)
- Equipment Breakdown
- Debris Removal
- Preservation of Property
- Fire Department Service Charge
- Increased Cost of Construction
- Electronic Data Restoration
- Newly Acquired or Constructed Property
- Personal Effects and Property of Others
- Valuable Papers and Records (Other than Electronic Data)
- Property Off Premises
- Outdoor Property
- Non-owned Detached Trailers
Optional Additional Property Coverages
- Business Income
- Ordinance or Law
- Outdoor Trees, Shrubs, and Plants
- Outdoor Signs
- Peak Season Limit of Insurance
- Inflation Guard
- Replacement Cost Coverage
Protect Your Property
Contact your local Farm Bureau agent for more information on commercial property insurance or to review your existing commercial property policy.