Insurance Products

Business & Commercial Coverage

Properly protect your livelihood with commercial insurance coverage.

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Insurance Coverage for Your Commercial Business

We’ve been serving Colorado customers since 1950 when a group of farmers started the company to provide affordable, reliable insurance to Colorado farmers and ranchers. Word swiftly spread about the value and exceptional service offered by Farm Bureau Insurance®, and the company quickly grew.

Today, Farm Bureau Insurance® provides commercial business and personal lines insurance across the state, while remaining true to our roots.

Protecting Your Business

You need insurance for your business that you can count on. We couldn’t agree more. Farm Bureau Insurance® has a long history of providing outstanding customer service and quality insurance products at competitive rates.


Commercial Property Coverages

Commercial Property policies can protect real property (buildings or structures), business personal property (including furniture, fixtures, machinery, equipment, and inventory), and personal property of others that is in your care, custody, and control.

Commercial General Liability Coverage

Protect your assets by providing a first line of defense against a variety of claims for alleged negligence or wrongdoing due to your operations.

Commercial Automobile Insurance

We offer coverage protecting the vehicles you own and operate in your commercial business like private passenger vehicles, trucks, trailers, and equipment.

Business Owner’s Policy

Our Business Owner’s Policy has been designed to provide the small-to-medium sized main street business owner with a comprehensive type policy that combines basic property, loss of income, and general liability coverages.

Commercial Inland Marine Coverage

Our Inland Marine Floater coverages are specifically designed for property that is owned by the business, but not always located at a specific location.

Commercial Excess Liability Coverage

Our Commercial Excess Liability coverage provides additional protection over your underlying General Liability and Automobile Liability Coverage. Our Commercial Excess Liability coverage is available for both the Commercial Package Policy and the Business Owner’s Policy.

Find a local Farm Bureau Insurance® agent to assist you in getting the coverage you need to protect your business. 

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MOBILE agent offers on-the-go convenience with 24/7 access to account information. Review your policies, report a claim, contact a local agent, or request emergency roadside assistance — all with a few taps of your screen.