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Commercial Property

Keep your business running smoothly by insuring the property that makes it possible.

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Commercial Property Coverage for Colorado

Every business is unique. Moreover, commercial and business insurance needs vary depending on a variety of factors, including the size and type of the business. That’s why our Commercial Package insurance program offers a variety of options for protecting your business from the results of covered loss events.

Commercial Property Coverages

The following Colorado Farm Bureau commercial insurance options protect real property (buildings or structures), business personal property (including furniture, fixtures, machinery, equipment, and inventory), and personal property of others that is in your care, custody, and control. Additional coverages can be added to fit individual needs.

Building and Business Personal Property Coverage

These property coverages are specifically designed to address risks to:

  • Real Property (buildings and structures)
  • Business Personal Property
  • Personal Property of Others
  • Equipment Breakdown
  • Debris Removal
  • Preservation of Property
  • Fire Department Service Charge
  • Pollutant Clean-up and Removal
  • Increased Cost of Construction
  • Electronic Data Restoration
  • Newly Acquired or Constructed Property
  • Personal Effects and Property of Others
  • Valuable Papers and Records (Other than Electronic Data)
  • Property Off Premises
  • Outdoor Property
  • Non-owned Detached Trailers

Optional Additional Property Coverages

  • Business Income
  • Ordinance or Law
  • Outdoor Trees, Shrubs, and Plants
  • Outdoor Signs
  • Peak Season Limit of Insurance
  • Agreed Value
  • Inflation Guard
  • Replacement Cost Coverage

Contact your local Colorado Farm Bureau Insurance agent for more information on commercial property insurance or to review your existing commercial property policy.

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