Insurance Products

Seasonal & Rental

Policies that work with secondary, seasonal, or rental properties that may not qualify for a traditional homeowners insurance policy.

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Insurance for Seasonal, Secondary or Rental Property in Colorado

Seasonal homes and vacation rentals are common here in Colorado. Unfortunately, finding the right insurance coverage for them can be a challenge – unless you have a local Colorado Farm Bureau agent at your beck and call.

Lots of homes don’t qualify for “standard” or “preferred” homeowners insurance for a variety of reasons. Your local agent can help you understand the coverage you have on your seasonal home and what’s available to you.

Seasonal or Secondary Home Coverage Options

Colorado Farm Bureau Insurance offers several coverage options for your Colorado seasonal or secondary home:

  • No Primary Residence Requirement
  • Comprehensive Property Coverage
  • Named Peril Coverage
  • Liability Coverage
  • Actual Cash Value
  • Agreed Loss Settlement
  • Optional Replacement Cost
  • Extended Replacement Cost
  • Other choices for:
    • Replacement Cost coverage on personal property
    • Additional coverage for jewelry, watches and furs
    • Business property and liability
    • High liability limits

Rental Home Coverage Options

Do you own a rental property? We offer the following coverages for landlords:

  • Loss of Rents
  • Liability limits
  • Personal Injury
  • Landlord
  • Other Structure
  • Repair Cost
  • Water Damage from Sewers and Drains

Contact your local Colorado Farm Bureau Insurance agent to insure your seasonal, second or rental home, or to review your existing policies.

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